Welcome to Elevate Credit Solutions
Elevate your life
Elevate Credit Solutions LLC is a San Diego-based financial consulting and credit restoration company. We specialize in assessing every piece of your financial profile to liberate you from the burden of bad credit.
Our team of board-certified specialists will work tirelessly to review your credit reports and create a custom plan that addresses your unique challenges and goals. We are passionate about changing lives using the power of credit.
CLEAN UP YOUR PAST
We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.
TRACK YOUR PRESENT
Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores.
CHANGE YOUR FUTURE
We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.
Schedule a free comprehensive over-the-phone consultation- During this consultation call with a credit expert, you will review your reasoning as to why you would like to repair your credit. Your goals, and the credit repair steps and expectations.
Before your credit consultation request a credit analysis from one of our credit monitoring services.
Enroll as a client after your free consultation.
Sign your client agreement + upload identity documents: All clients must sign a client agreement which outlines from both parties that the client allows the credit repair company to dispute negative items on the client’s credit report on their behalf specific to their state. The agreement will also outline all terms of the credit repair process. The client is responsible for uploading identity documents such as a copy of a license and utility bill so that the contracted credit repair company may attach to the dispute letters that are sent to the credit bureaus on the client’s behalf.
First Work Document: Credit Repair company completes the first round of disputes and mails them to the credit bureaus (Experian, TransUnion, Equifax). Response time from the bureaus on average is 30-45 days.
After the First Work Document has been completed the client will be charged the first invoice.
Client will adhere to the counsel of the credit repair company in order to begin the score-building process as the client waits 30-45 days for a response from the bureaus of the first round of disputes.
After 30-45 Days the credit repair company provides the client with updates of any deletions and then moves forward with round 2 of disputes to send off to the credit bureaus. Each month a round of disputes is sent to the bureaus until all negative items have been successfully removed from the client’s credit report.